What are my new business startup costs?

Before you launch a new venture, you should take the time to estimate the total capital that will be needed. Startup costs are divided into two main categories: one-time startup costs and recurring monthly expenses. Depending on when you expect to receive payments for your goods and services, it may be wise to begin with several months of working capital. Use this calculator to help discover and estimate your total business startup costs. Be sure to only include those items that are essential to start the business.
Number of months to fund monthly expenses 
Monthly Costs
Owner(s) salaries ($) 
Employee salaries and commissions ($) 
Rent/Lease payments ($) 
Advertising/Web Site hosting ($) 
Postage and shipping costs ($) 
Supplies ($) 
Telephone ($) 
Public utilities ($) 
Business/Health insurance ($) 
Taxes (including payroll) ($) 
Interest payments ($) 
Maintenance ($) 
Legal/Accounting fees ($) 
Miscellaneous ($) 
One-Time Fixed Costs
Office Furniture/Fixtures/Equipment ($) 
Building Improvements/Remodeling ($) 
Lease/Rent deposit ($) 
Starting inventory ($) 
Public utility deposits ($) 
Legal/Professional fees ($) 
Licenses/Permits/Franchise Fees ($) 
Advertising/Web Site/Promotion ($) 
Cash on Hand/Operating Capital ($) 
One-Time Miscellaneous ($) 

This information may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations and financial situation. The calculations do not infer that the company assumes any fiduciary duties. The calculations provided should not be construed as financial, legal or tax advice. In addition, such information should not be relied upon as the only source of information. This information is supplied from sources we believe to be reliable but we cannot guarantee its accuracy. Hypothetical illustrations may provide historical or current performance information. Past performance does not guarantee nor indicate future results.

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