How Much Home Can I Afford?

When buying a home, mortgage lenders may look your income, assets, and down payment. They also may look at your liabilities and obligations, including auto loans, credit card debt, child support, potential property taxes and insurance, and your overall credit rating. Use this calculator to help estimate how much of a mortgage you may be able to obtain.
Income and Debt Obligations
Current combined annual income ($) 
Monthly child support payments ($) 
Monthly auto payments ($) 
Monthly credit card payments ($) 
Monthly association fees ($) 
Other monthly obligations
(not including current mortgage payment) ($)
New Loan Assumptions
Annual interest rate on new mortgage (%) 
Term of new mortgage (years) 
Funds available for a down payment ($) 
Estimated annual property taxes ($) 
Estimated annual homeowner's insurance ($) 
Front-end ratiohelp
Back-end ratiohelp
This is a hypothetical example used for illustrative purposes only. Actual results will vary.

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