How Much House Can I Afford?

When you're buying a home, mortgage lenders don't look just at your income, assets, and the down payment you have. They look at all of your liabilities and obligations as well, including auto loans, credit card debt, child support, potential property taxes and insurance, and your overall credit rating. Use our new house calculator to determine how much of a mortgage you may be able to obtain.
Income and Debt Obligations
Current combined annual income ($) 
Monthly child support payments ($) 
Monthly auto payments ($) 
Monthly credit card payments ($) 
Monthly association fees ($) 
Other monthly obligations
(not including current mortgage payment) ($)
New Loan Assumptions
Annual interest rate on new mortgage (%) 
Term of new mortgage (years) 
Funds available for a down payment ($) 
Estimated annual property taxes ($) 
Estimated annual homeowner's insurance ($) 
Front-end ratiohelp
Back-end ratiohelp
All calculators and tools are supplied as a courtesy only. FHB is not responsible for the accuracy or completeness of information that you provide or information generated by the calculators. Please check your records carefully before inputting your information into the calculators or tools. All projected rates and results are estimates, are examples only, and are necessarily hypothetical in nature. No results are guaranteed. The output of the tools and calculators may vary with each use and over time. The output and results should not be construed as financial, legal or tax advice, and the calculators and tools are not intended to replace the advice of qualified professionals. You should not rely on the calculators and tools as your only source of information. You should consult with a qualified professional of your choice whenever specific advice is necessary or appropriate.

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