How much disability income insurance do I need?

Your chances of becoming disabled are far greater than your chances of dying. It may surprise you that in December of 2010, there were over 2.5 million disabled workers in their 20s, 30s, and 40s receiving Social Security insurance benefits due to a disability.*

* Source: Social Security Administration, Disabled Worker Beneficiary Statistics,
Monthly Income (if disabled)
Spouse's after-tax income ($) 
Investment income ($) 
Group/Individual disability income ($) 
Other monthly income ($) 
Monthly Expenses
Mortgage or rent ($) 
Loan repayments ($) 
Utilities ($) 
Food ($) 
Clothing ($) 
Transportation ($) 
Education/Tuition ($) 
Medical/Personal Care ($) 
Insurance premiums ($) 
Other expenses ($) 

This information may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations and financial situation. The calculations do not infer that the company assumes any fiduciary duties. The calculations provided should not be construed as financial, legal or tax advice. In addition, such information should not be relied upon as the only source of information. This information is supplied from sources we believe to be reliable but we cannot guarantee its accuracy. Hypothetical illustrations may provide historical or current performance information. Past performance does not guarantee nor indicate future results.

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