How much retirement income may an IRA provide?

Your retirement income can vary widely depending on what type of IRA holds your savings and what assumptions you make about return and tax rates during the accumulation and withdrawal periods. Use this calculator to help estimate your monthly and annual income from various IRA types.
Assumptions
Current age 
Age when income should start 
Number of years to receive income 
Before-tax return on savings (accumulation phase) (%)help
Before-tax return on savings (distribution phase) (%)help
Income tax bracket (accumulation phase) (%)help
Income tax bracket (distribution phase) (%)help
Your annual contribution ($) 
Taxation of contribution options:
1) Deductible accounts fully funded, contributions to non-deductible accounts are reduced.
2) Full contribution made to non-deductible accounts, deductible accounts given a 'side-account' to reflect tax savings.
 
The information provided here is to assist you in planning for your future. Any analysis is a result of the information you have provided. Material discussed is meant for general illustration and/or informational purposes only and it is not to be construed as tax, legal, or investment advice. Although the information has been gathered from sources believed to be reliable, please note that individual situations can vary therefore, the information should be relied upon when coordinated with individual professional advice.

Any rate of return entered into the interactive calculator to project future values should be a reasonable average return for the period. Rates of return will vary over time, and generally the higher the rate of return the higher the degree of risk.

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