Cash Out Versus Roll Over

You've spent a long time accumulating funds in your retirement account. When you retire and take distribution of your funds you have many options to consider.
Plan Information
Your current age 
First year of participation 
Anticipated distribution amount ($) 
Does distribution constitute entire plan balance? 
Is distribution due to a disability? 
Is distribution due to separation of services? 
Income Tax Information
Tax filing status? 
Anticipated taxable income this year excluding distribution ($) 
Retirement Information
Anticipated retirement age 
At retirement, number of years to receive payments 
Rate Assumptions
NowAt Retirement
Before tax return on savings
Anticipated federal tax rate
Anticipated state tax rate
This information may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations and financial situation. Neither CalcXML, the plan sponsor, nor Alight Solutions, LLC or its subsidiaries and affiliates have any fiduciary duties, responsibilities or liabilities regarding your use of this tool. No tax, investment, financial or legal advice is offered or given by this tool. In addition, information provided by this tool is intended to be an aid in your financial planning and should not be relied upon as the only source of information for you to consider. The information and calculations are intended to be illustrative and are supplied from sources we believe to be reliable, but we cannot guarantee their accuracy. Because your circumstances are unique, you need to assess your own situation and you may want to consult your tax or financial advisor for guidance. Hypothetical illustrations may provide historical or current performance information. Past performance does not guarantee nor indicate future results.

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