What is the impact of increasing my 401(k) contribution?
It may surprise you how significant your retirement accumulation may be simply by increasing the percent of your salary that you save each month in your 401(k). Use this calculator to estimate how much more you could accumulate taking into account any employer match (if applicable).
Common Assumptions
Years until retirement
(1 to 50)
Current annual income ($)
(0 to 999,999,999)
Annual salary increases
(0% to 10%)
Plan Information
Current 401(k) balance ($)
(0 to 999,999,999)
Annual before-tax return on savings
(-12% to 12%)
Pay period frequency
Employer match
(0% to 300%)
Maximum employer match
(0% to 20%)
Contribution Information
Current 401(k) plan contribution
(0% to 100%)
Proposed 401(k) plan contribution
Be sure to enter a number greater than your current contribution.
(0% to 100%)
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This information may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations and financial situation. The calculations do not infer that the company assumes any fiduciary duties. The calculations provided should not be construed as financial, legal or tax advice. In addition, such information should not be relied upon as the only source of information. This information is supplied from sources we believe to be reliable but we cannot guarantee its accuracy. Hypothetical illustrations may provide historical or current performance information. Past performance does not guarantee nor indicate future results.