Social security retirement income estimator

Depending upon your current earnings, Social Security can be a significant part of your retirement income. However, many factors will impact the benefit you may receive. Use this calculator to approximate your Social Security benefit. For a more accurate estimate, taking into account your earnings history, contact the Social Security Administration at 1-800-772-1213 or visit www.ssa.gov.
Your Information
Average annual earned income ($) 
Current age 
Social Security retirement age 
Spouse Information (if applicable)
Average annual earned income ($) 
Current age 
Social Security retirement age 
Common Assumptions
Social Security inflation rate (%)help
   
Note: This information is not intended by The Guardian Life Insurance Company of America (Guardian) or any of its affiliates, subsidiaries, employees or agents to be considered tax, legal or investment advice. Any rate of return entered into the calculator to project future values should be a reasonable average return for the period. Actual rates of return will vary over time. Keep in mind that it is possible to lose money and not achieve the objectives of this calculator.

The information provided here is to assist you in planning for your future. Any analysis is a result of the information you have provided. This presentation is meant for general illustration and/or informational purposes only and it is not to be construed as tax, legal, or investment advice. Although the information has been gathered from sources believed to be reliable, please note that individual situations can vary, and you should consult your tax or legal advisor for guidance and information specific to your situation. Guardian and its affiliates or subsidiaries are not responsible for the consequences of any decisions or actions taken in reliance upon or as a result of the information provided by this calculator. To learn more about Guardian, visit GuardianLife.com.

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