Is dealership financing better for me than traditional auto loan financing?

There are many ways to pay for a car. You can vary your down payment amount, and therefore change your monthly costs. Or you can lease instead of buy; borrow from your Credit Union instead of the dealer. But which will save you most? The calculator below will start you in the right direction.
Purchase, Rebate and Financing Information
Sales price before rebate ($) 
Rebate amount if financing through bank or credit union ($) 
Annual interest rate (%) 
Term of loan (years) 
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