How Long Will My Money Last Calculator
How long will my money last with systematic withdrawals?
You have worked hard to accumulate your savings. Use this calculator to determine how long those funds will last given regular withdrawals.
Results
Your money will last approximately 15 years with systematic withdrawals totalling $115,640.
Graph
Detailed Data Table
Month | Beginning Balance | Annual Interest @ 2.00% | Taxes @ 0.00% | Withdrawals | Ending Balance |
---|---|---|---|---|---|
1 | $100,000 | $167 | $0 | $-650 | $99,517 |
2 | 99,517 | 166 | 0 | -650 | 99,033 |
3 | 99,033 | 165 | 0 | -650 | 98,548 |
4 | 98,548 | 164 | 0 | -650 | 98,062 |
5 | 98,062 | 163 | 0 | -650 | 97,575 |
6 | 97,575 | 163 | 0 | -650 | 97,088 |
7 | 97,088 | 162 | 0 | -650 | 96,600 |
8 | 96,600 | 161 | 0 | -650 | 96,111 |
9 | 96,111 | 160 | 0 | -650 | 95,621 |
10 | 95,621 | 159 | 0 | -650 | 95,130 |
11 | 95,130 | 159 | 0 | -650 | 94,639 |
12 | 94,639 | 158 | 0 | -650 | 94,147 |
13 | 94,147 | 157 | 0 | -650 | 93,653 |
14 | 93,653 | 156 | 0 | -650 | 93,160 |
15 | 93,160 | 155 | 0 | -650 | 92,665 |
16 | 92,665 | 154 | 0 | -650 | 92,169 |
17 | 92,169 | 154 | 0 | -650 | 91,673 |
18 | 91,673 | 153 | 0 | -650 | 91,176 |
19 | 91,176 | 152 | 0 | -650 | 90,678 |
20 | 90,678 | 151 | 0 | -650 | 90,179 |
21 | 90,179 | 150 | 0 | -650 | 89,679 |
22 | 89,679 | 149 | 0 | -650 | 89,178 |
23 | 89,178 | 149 | 0 | -650 | 88,677 |
24 | 88,677 | 148 | 0 | -650 | 88,175 |
25 | 88,175 | 147 | 0 | -650 | 87,672 |
26 | 87,672 | 146 | 0 | -650 | 87,168 |
27 | 87,168 | 145 | 0 | -650 | 86,663 |
28 | 86,663 | 144 | 0 | -650 | 86,158 |
29 | 86,158 | 144 | 0 | -650 | 85,651 |
30 | 85,651 | 143 | 0 | -650 | 85,144 |
31 | 85,144 | 142 | 0 | -650 | 84,636 |
32 | 84,636 | 141 | 0 | -650 | 84,127 |
33 | 84,127 | 140 | 0 | -650 | 83,617 |
34 | 83,617 | 139 | 0 | -650 | 83,107 |
35 | 83,107 | 139 | 0 | -650 | 82,595 |
36 | 82,595 | 138 | 0 | -650 | 82,083 |
37 | 82,083 | 137 | 0 | -650 | 81,570 |
38 | 81,570 | 136 | 0 | -650 | 81,056 |
39 | 81,056 | 135 | 0 | -650 | 80,541 |
40 | 80,541 | 134 | 0 | -650 | 80,025 |
41 | 80,025 | 133 | 0 | -650 | 79,508 |
42 | 79,508 | 133 | 0 | -650 | 78,991 |
43 | 78,991 | 132 | 0 | -650 | 78,472 |
44 | 78,472 | 131 | 0 | -650 | 77,953 |
45 | 77,953 | 130 | 0 | -650 | 77,433 |
46 | 77,433 | 129 | 0 | -650 | 76,912 |
47 | 76,912 | 128 | 0 | -650 | 76,390 |
48 | 76,390 | 127 | 0 | -650 | 75,868 |
49 | 75,868 | 126 | 0 | -650 | 75,344 |
50 | 75,344 | 126 | 0 | -650 | 74,820 |
51 | 74,820 | 125 | 0 | -650 | 74,294 |
52 | 74,294 | 124 | 0 | -650 | 73,768 |
53 | 73,768 | 123 | 0 | -650 | 73,241 |
54 | 73,241 | 122 | 0 | -650 | 72,713 |
55 | 72,713 | 121 | 0 | -650 | 72,184 |
56 | 72,184 | 120 | 0 | -650 | 71,655 |
57 | 71,655 | 119 | 0 | -650 | 71,124 |
58 | 71,124 | 119 | 0 | -650 | 70,593 |
59 | 70,593 | 118 | 0 | -650 | 70,060 |
60 | 70,060 | 117 | 0 | -650 | 69,527 |
61 | 69,527 | 116 | 0 | -650 | 68,993 |
62 | 68,993 | 115 | 0 | -650 | 68,458 |
63 | 68,458 | 114 | 0 | -650 | 67,922 |
64 | 67,922 | 113 | 0 | -650 | 67,385 |
65 | 67,385 | 112 | 0 | -650 | 66,848 |
66 | 66,848 | 111 | 0 | -650 | 66,309 |
67 | 66,309 | 111 | 0 | -650 | 65,770 |
68 | 65,770 | 110 | 0 | -650 | 65,229 |
69 | 65,229 | 109 | 0 | -650 | 64,688 |
70 | 64,688 | 108 | 0 | -650 | 64,146 |
71 | 64,146 | 107 | 0 | -650 | 63,603 |
72 | 63,603 | 106 | 0 | -650 | 63,059 |
73 | 63,059 | 105 | 0 | -650 | 62,514 |
74 | 62,514 | 104 | 0 | -650 | 61,968 |
75 | 61,968 | 103 | 0 | -650 | 61,421 |
76 | 61,421 | 102 | 0 | -650 | 60,874 |
77 | 60,874 | 101 | 0 | -650 | 60,325 |
78 | 60,325 | 101 | 0 | -650 | 59,776 |
79 | 59,776 | 100 | 0 | -650 | 59,225 |
80 | 59,225 | 99 | 0 | -650 | 58,674 |
81 | 58,674 | 98 | 0 | -650 | 58,122 |
82 | 58,122 | 97 | 0 | -650 | 57,568 |
83 | 57,568 | 96 | 0 | -650 | 57,014 |
84 | 57,014 | 95 | 0 | -650 | 56,459 |
85 | 56,459 | 94 | 0 | -650 | 55,904 |
86 | 55,904 | 93 | 0 | -650 | 55,347 |
87 | 55,347 | 92 | 0 | -650 | 54,789 |
88 | 54,789 | 91 | 0 | -650 | 54,230 |
89 | 54,230 | 90 | 0 | -650 | 53,671 |
90 | 53,671 | 89 | 0 | -650 | 53,110 |
91 | 53,110 | 89 | 0 | -650 | 52,549 |
92 | 52,549 | 88 | 0 | -650 | 51,986 |
93 | 51,986 | 87 | 0 | -650 | 51,423 |
94 | 51,423 | 86 | 0 | -650 | 50,859 |
95 | 50,859 | 85 | 0 | -650 | 50,293 |
96 | 50,293 | 84 | 0 | -650 | 49,727 |
97 | 49,727 | 83 | 0 | -650 | 49,160 |
98 | 49,160 | 82 | 0 | -650 | 48,592 |
99 | 48,592 | 81 | 0 | -650 | 48,023 |
100 | 48,023 | 80 | 0 | -650 | 47,453 |
101 | 47,453 | 79 | 0 | -650 | 46,882 |
102 | 46,882 | 78 | 0 | -650 | 46,310 |
103 | 46,310 | 77 | 0 | -650 | 45,737 |
104 | 45,737 | 76 | 0 | -650 | 45,164 |
105 | 45,164 | 75 | 0 | -650 | 44,589 |
106 | 44,589 | 74 | 0 | -650 | 44,013 |
107 | 44,013 | 73 | 0 | -650 | 43,437 |
108 | 43,437 | 72 | 0 | -650 | 42,859 |
109 | 42,859 | 71 | 0 | -650 | 42,280 |
110 | 42,280 | 70 | 0 | -650 | 41,701 |
111 | 41,701 | 70 | 0 | -650 | 41,120 |
112 | 41,120 | 69 | 0 | -650 | 40,539 |
113 | 40,539 | 68 | 0 | -650 | 39,956 |
114 | 39,956 | 67 | 0 | -650 | 39,373 |
115 | 39,373 | 66 | 0 | -650 | 38,789 |
116 | 38,789 | 65 | 0 | -650 | 38,203 |
117 | 38,203 | 64 | 0 | -650 | 37,617 |
118 | 37,617 | 63 | 0 | -650 | 37,030 |
119 | 37,030 | 62 | 0 | -650 | 36,441 |
120 | 36,441 | 61 | 0 | -650 | 35,852 |
121 | 35,852 | 60 | 0 | -650 | 35,262 |
122 | 35,262 | 59 | 0 | -650 | 34,671 |
123 | 34,671 | 58 | 0 | -650 | 34,078 |
124 | 34,078 | 57 | 0 | -650 | 33,485 |
125 | 33,485 | 56 | 0 | -650 | 32,891 |
126 | 32,891 | 55 | 0 | -650 | 32,296 |
127 | 32,296 | 54 | 0 | -650 | 31,700 |
128 | 31,700 | 53 | 0 | -650 | 31,103 |
129 | 31,103 | 52 | 0 | -650 | 30,504 |
130 | 30,504 | 51 | 0 | -650 | 29,905 |
131 | 29,905 | 50 | 0 | -650 | 29,305 |
132 | 29,305 | 49 | 0 | -650 | 28,704 |
133 | 28,704 | 48 | 0 | -650 | 28,102 |
134 | 28,102 | 47 | 0 | -650 | 27,499 |
135 | 27,499 | 46 | 0 | -650 | 26,894 |
136 | 26,894 | 45 | 0 | -650 | 26,289 |
137 | 26,289 | 44 | 0 | -650 | 25,683 |
138 | 25,683 | 43 | 0 | -650 | 25,076 |
139 | 25,076 | 42 | 0 | -650 | 24,468 |
140 | 24,468 | 41 | 0 | -650 | 23,858 |
141 | 23,858 | 40 | 0 | -650 | 23,248 |
142 | 23,248 | 39 | 0 | -650 | 22,637 |
143 | 22,637 | 38 | 0 | -650 | 22,025 |
144 | 22,025 | 37 | 0 | -650 | 21,411 |
145 | 21,411 | 36 | 0 | -650 | 20,797 |
146 | 20,797 | 35 | 0 | -650 | 20,182 |
147 | 20,182 | 34 | 0 | -650 | 19,565 |
148 | 19,565 | 33 | 0 | -650 | 18,948 |
149 | 18,948 | 32 | 0 | -650 | 18,330 |
150 | 18,330 | 31 | 0 | -650 | 17,710 |
151 | 17,710 | 30 | 0 | -650 | 17,090 |
152 | 17,090 | 28 | 0 | -650 | 16,468 |
153 | 16,468 | 27 | 0 | -650 | 15,846 |
154 | 15,846 | 26 | 0 | -650 | 15,222 |
155 | 15,222 | 25 | 0 | -650 | 14,597 |
156 | 14,597 | 24 | 0 | -650 | 13,972 |
157 | 13,972 | 23 | 0 | -650 | 13,345 |
158 | 13,345 | 22 | 0 | -650 | 12,717 |
159 | 12,717 | 21 | 0 | -650 | 12,088 |
160 | 12,088 | 20 | 0 | -650 | 11,459 |
161 | 11,459 | 19 | 0 | -650 | 10,828 |
162 | 10,828 | 18 | 0 | -650 | 10,196 |
163 | 10,196 | 17 | 0 | -650 | 9,563 |
164 | 9,563 | 16 | 0 | -650 | 8,929 |
165 | 8,929 | 15 | 0 | -650 | 8,293 |
166 | 8,293 | 14 | 0 | -650 | 7,657 |
167 | 7,657 | 13 | 0 | -650 | 7,020 |
168 | 7,020 | 12 | 0 | -650 | 6,382 |
169 | 6,382 | 11 | 0 | -650 | 5,742 |
170 | 5,742 | 10 | 0 | -650 | 5,102 |
171 | 5,102 | 9 | 0 | -650 | 4,460 |
172 | 4,460 | 7 | 0 | -650 | 3,818 |
173 | 3,818 | 6 | 0 | -650 | 3,174 |
174 | 3,174 | 5 | 0 | -650 | 2,530 |
175 | 2,530 | 4 | 0 | -650 | 1,884 |
176 | 1,884 | 3 | 0 | -650 | 1,237 |
177 | 1,237 | 2 | 0 | -650 | 589 |
178 | 589 | 1 | 0 | -590 | 0 |
Further Resources
- Calculate whether your current retirement savings are sufficient
- Read about the change of living expenses during retirement.
- Calculate your estimated Social Security retirement benefit.
- Calculate how much of your Social Security benefit may be taxed.
- Discuss the importance of preparing for long-term care and determine whether long-term care insurance is right for you.
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How Long Will My Money Last Calculator Example
Embedded Example of this How Long Will My Money Last CalculatorThis information may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations and financial situation. The calculations do not infer that the company assumes any fiduciary duties. The calculations provided should not be construed as financial, legal or tax advice. In addition, such information should not be relied upon as the only source of information. This information is supplied from sources we believe to be reliable but we cannot guarantee its accuracy. Hypothetical illustrations may provide historical or current performance information. Past performance does not guarantee nor indicate future results.