Estimate Your Credit Score

Although credit scores are calculated differently by the various credit bureaus, you can get an estimate of what your score may be by using this calculator. The three main things that help you have a good credit score are first, having a long history of making all debt payments on time, second using the proper mix of credit, and third not maxing out on available credit. Use our credit score calculator to help you determine a possible range of credit scores.
Input And Assumptions
Have you had a credit card or loan for at least 6 months?  
How many years ago did you get your first credit card or loan?  
Checkmark each type of credit account or loan that you have on your credit report, whether open or closed. Mortgage
Credit Card
Auto Loan
Student Loan
Other Loan
Consumer Finance Account
What is your total credit limit?
(Add up the credit limits on all your credit card accounts.)
What is your current total credit balance?
(Add up the balances on all your credit card accounts.)
How many times have you applied for credit in the last year?  
When did you last miss a payment on any of your credit accounts?  
Have you ever had any of the following negative events listed on your credit report? (Bankruptcy, Foreclosure, Repossession of property, Tax lien, Collection agency referral, Other negative report)  
If you answered "Yes" to the previous question, please indicate how long ago the most recent negative event occurred.  
The information provided here is to assist you in planning for your future. Any analysis is a result of the information you have provided. Material discussed is meant for general illustration and/or informational purposes only and it is not to be construed as tax, legal, or investment advice. Although the information has been gathered from sources believed to be reliable, please note that individual situations can vary therefore, the information should be relied upon when coordinated with individual professional advice.

Any rate of return entered into the interactive calculator to project future values should be a reasonable average return for the period. Rates of return will vary over time, and generally the higher the rate of return the higher the degree of risk.

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