Intermountain Paycheck Planner Plus

Paycheck Planner PLUS is designed to help you determine how to defer additional one-time large amounts into your 401(k), 403(b) or other retirement savings plan. Ideally, this tool will help you maximize your retirement account contribution without negatively impacting your take-home pay or the matching contributions you receive from Intermountain Healthcare.

Use the TAB key to move from one box to the next and input information from your statement of earnings from Intermountain Healthcare. Enter your 'current' information in the first column and your 'pay period 20' scenario with your proposed increased 401(k), 403(b) or other savings in the second column. When finished, click 'submit' at the bottom of the page.

Compare your 'pay period 20' take-home pay to your 'current' take-home pay, then scroll back to the top of the page and make changes to your deferral amounts. Click 'submit' again, review the comparison, and continue this same process until you reach your desired combination of take-home pay and retirement savings contributions.

If you want to make adjustments to your 'pay period 20' deferral amount, refer to the PTO Cashout communication materials you received at your home or contact the Intermountain Retirement Program for the appropriate timing to make that change.
Paycheck Information
State of employment  
Age as of 12/31/10  
Scheduled hours per week  
Hourly rate  
PTO cashout hours  
Savings Plus/401(k):
year-to-date contributions
Tax-Deferred Savings Plan/403(b):
year-to-date contributions
Earnings Information
Current Pay Period 20
Both your 'current' earnings and your 'pay period 20' earnings will be calculated automatically using the information you have entered above. Leave this area as $0 unless you want to override this calculation. If you receive a significant amount of premium pay, such as overtime or shift differential, you may want to enter your own per pay period earnings here.
Withholding Information
Current Pay Period 20
Filing status: (W-4 form)
Number of allowances claimed: (W-4 form)
Extra federal/state taxes withheld
Pre-Tax Deductions
Basic Life  
FSA Heath Care / HSA  
Other Pre-Tax Deductions  
After-Tax Deductions
LTD Employee  
Employee Optional Life  
Spouse Optional Life  
Child Dependant Life  
Loan Payments: 401(k)/403b  
Other miscellaneous after-tax deductions  
Dependant/Health Care Reimbursements  
Savings Information
Current Pay Period 20
Savings Plus/401(k): (do not include matching)
Tax-Deferred Savings Plan/403(b):
(enter % or leave at 0% and enter dollar amount)


Other Savings:
(enter % or leave at 0% and enter dollar amount)


Roth 401(k): (do not include matching)
The results provided in Paycheck Planner PLUS ARE ONLY ESTIMATES. The information provided here is to assist you in planning for large additional amounts in your pay. The accuracy of this calculator and its applicability to your circumstances is not guaranteed. Any analysis is a result of the information you have provided. Material discussed is meant for general illustration and/or informational purposes only and it is not to be construed as tax, legal, or investment advice. Although the information has been gathered from sources believed to be reliable, please note that individual situations can vary. Therefore, the information should be relied upon when coordinated with individual advice from qualified professionals.

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