What are my lump sum distribution options?

You've spent a long time accumulating funds in your retirement account. When you retire and take distribution of your funds you have many options to consider.
Plan Information
Your current age 
First year of participation 
Anticipated distribution amount ($) 
Does distribution constitute entire plan balance? 
Is distribution due to a disability? 
Is distribution due to separation of services? 
Income Tax Information
Tax filing status? 
Anticipated taxable income this year excluding distribution ($) 
Retirement Information
Anticipated retirement age 
At retirement, number of years to receive payments 
Rate Assumptions
NowAt Retirement
Before tax return on savings
Anticipated federal tax rate
Anticipated state tax rate
The information provided here is to assist you in planning for your future. Any analysis is a result of the information you have provided. Material discussed is meant for general illustration and/or informational purposes only and it is not to be construed as tax, legal, or investment advice. Although the information has been gathered from sources believed to be reliable, please note that individual situations can vary therefore, the information should be relied upon when coordinated with individual professional advice.

Any rate of return entered into the interactive calculator to project future values should be a reasonable average return for the period. Rates of return will vary over time, and generally the higher the rate of return the higher the degree of risk.

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