Are my current retirement savings adequate?

One method of retirement planning is to project what you are currently saving and have accumulated to date and see if you will have enough to meet your retirement objectives. Use this calculator to determine when or if the money will run out during retirement and if additional savings will be needed.


Retirement Savings and Assumptions
Your current age
Current annual income ($)
Spouse's annual income (if applicable) ($)
Current retirement savings balance ($)
Current annual savings amount ($)
Current annual savings increases: (%)
Expected inflation: (%)
Desired retirement age
Number of years of retirement income
Income replacement at retirement: (%)
Pre-retirement investment return: (%)
Post-retirement investment return: (%)
Include social security benefits?
Marital status

This calculator is provided courtesy of CalcXML, LLC, makers of the "Get Out and Stay Out" of debt program, to assist you in planning for your future. The quality of the analysis is the result of information you provide. The accuracy of this calculator and its applicability to your circumstances is not guaranteed.

Analysis is provided for general illustration and/or informational purposes only and is not to be construed as tax, legal, or investment advice. Although the calculator is based on information from sources believed to be reliable, accuracy and individual circumstances can vary. The information should be relied upon only when coordinated with individual advice from qualified professionals.