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Comparing mortgage terms

Different mortgage terms and rates can make the loan selection process confusing, especially if you don't plan on keeping the loan for the full term. Use this calculator to determine the total cost in today's dollars of various mortgage alternatives taking into account your opportunity cost of money.

Loan Amount

Mortgage Alternatives and Assumptions

Loan1
(1 to 40)
Loan2
(1 to 40)
Loan3
(1 to 40)
Term (in years)
Annual interest rate

Comparison Assumptions

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This information may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations and financial situation. The calculations do not infer that the company assumes any fiduciary duties. The calculations provided should not be construed as financial, legal or tax advice. In addition, such information should not be relied upon as the only source of information. This information is supplied from sources we believe to be reliable but we cannot guarantee its accuracy. Calculations are not a loan approval or a commitment to lend and all loans are subject to credit approval.