How much disability income insurance do I need?

Your chances of becoming disabled are far greater than your chances of dying. It may surprise you that in December of 2023, there were 7.4 million disabled workers below retirement age receiving Social Security insurance benefits due to a disability.*

* Source: Social Security Administration, Fact Sheet March 2024
Monthly Income (if disabled)
Spouse's after-tax income ($) 
Investment income ($) 
Group/Individual disability income ($) 
Other monthly income ($) 
Monthly Expenses
Mortgage or rent ($) 
Loan repayments ($) 
Utilities ($) 
Food ($) 
Clothing ($) 
Transportation ($) 
Education/Tuition ($) 
Medical/Personal Care ($) 
Insurance premiums ($) 
Other expenses ($)