Long-Term Care Needs

There are basically two approaches when considering your long-term care needs: self-insure or purchase long-term care insurance. Use this calculator to determine your potential long-term care needs and how long your current assets might last.
Age, Savings and Assumptions
Your current age 
Age estimated to begin long-term care 
Annual cost of long-term care in today's dollars ($) 
Annual long-term care inflation (%)help
Number of years estimated to need long term care 
Value of funds already set aside by you for long term care ($) 
Recommended Savings Assumptions
Before-tax return (%)help
Marginal tax bracket (%)help
Annual increases (%)help
This is a hypothetical example used for illustrative purposes only. The example assumes that premium levels remain stable over time. It is not representative of any specific policy or combination of policies. Actual results will vary.

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