Consumer Calculators

Our Consumer Calculator series of market-tested online analytical calculators covers over 100 topics across 11 financial categories. All input and output is easily customizable to fit your needs and match your look and feel.

Our complete set of calculators is listed below. Feel free to try them out as often as you like.

Consumer Calculator Listing

Cash Flow CalculatorsCollege Calculators
How does inflation impact my standard of living? How much should I be saving for college?
How much am I spending? Will I be able to pay back my student loans?
How much do I need for emergencies? Advantages of the Coverdell ESA.
Should I pay down debt or invest more? Advantages of a 529 College Savings Plan
How long will my money last? What is the value of a college education?
Should my spouse enter the work force? What are the payments on a parental (PLUS) loan?
What is my current net worth? Should I live on campus, off campus or at home?
What is my projected net worth?
What is my current cash flow?
What is my projected cash flow?
Value of reducing or foregoing expenses.
Historical inflation - Compare purchasing power
Credit CalculatorsHome & Mortgage Calculators
How long will it take to pay off my credit card(s)? How much home can I afford?
How long until my loan is paid off? Should I refinance my home mortgage (breakeven)?
What would my loan payments be? Comprehensive mortgage calculator
Do I have too much debt? Comparing mortgage terms (i.e. 15, 20, 30 year)
What is the balance owing on my loan? Should I pay discount points for a lower interest rate?
Should I consolidate my personal debt? Should I rent or buy a home?
Re-structuring debts for accelerated payoff Should I convert to a bi-weekly payment schedule?
Which is better: cash up front or payments over time? Compare a 'no-cost' versus traditional mortgage
What is the impact of making extra debt payments? What are the tax savings generated by my mortgage?
Should I pay off debts or invest the money? Which is better: Fixed or adjustable-rate mortgage?
Adjustable rate mortgage calculator
How do closing costs impact the interest rate?
Compare an interest-only versus traditional mortgage
How much can I borrow from my home equity (HELOC)?
Taxation CalculatorsInsurance Calculators
What is my potential estate tax liability? How much life insurance do I need?
2010 federal income tax estimator What is my life expectancy?
Should I adjust my payroll withholdings? What are my needs for burial and final expenses?
Will my investment interest be deductible? How much disability income insurance do I need?
How much self-employment tax will I pay? What are the chances of becoming disabled?
Capital gains (and losses) tax estimator What are my long-term care insurance needs?
Compare taxable, tax-deferred, and tax-free growth How much will I earn in my lifetime?
How much of my social security benefit may be taxable? What are the tax advantages of an annuity?
What are the tax implications of paying interest? How long will my current life insurance proceeds last?
Should I itemize or take the standard deduction? What is the future value of an annuity?
What is my taxable-equivalent yield? Which is better, comprehensive plan or high-deductible plan with HSA?
2009 tax refund estimator
Tax Freedom Day
Paycheck & Benefits CalculatorsQualified Plans Calculators
How much will my company bonus net after taxes? Evaluate my company pension payout options
How will payroll adjustments affect my take-home pay? How much can I contribute to an IRA?
Convert my salary to an equivalent hourly wage. How much retirement income can my IRA provide?
Convert my hourly wage to an equivalent salary. Should I convert to a Roth IRA?
What is the future value of my employee stock options? What will my qualified plan be worth at retirement?
Should I exercise my "in-the-money" stock options? What is my current year required minimum distribution?
What may my 401(k) be worth? What is my projected required minimum distributions?
What is the impact of increasing my 401(k) contribution? What are my lump sum distribution options?
What may my 457 Plan be worth? How do I maximize my employer 401(k) match?
What is the impact of increasing my 457 Plan contribution? What is the impact of borrowing from my 401(k) plan?
What is the impact of early withdrawal from my 401(k)?
I'm self-employed, how much can I contribute to a retirement plan?
Net Unrealized Appreciation (NUA) vs. IRA Rollover?
Retirement CalculatorsSaving Calculators
How will retirement impact my living expenses? Becoming a millionaire
How much will I need to save for retirement? Income generated by a savings plan.
Are my current retirement savings sufficient? How long will it take to double my money?
Social Security retirement income estimator How long until my savings reach my goal?
How does inflation impact my retirement income needs? Save now vs. save later
I'm retired, how long will my savings last? How much should I save to reach my goal?
When should I begin saving for retirement? What will my current savings grow to?
Should I convert discretionary expenses to savings? Calculate rate of return
How much retirement income may my 401(k) provide? How do taxes and inflation impact my return?
Compare a Roth 401(k) to a Traditional 401(K) What is my effective annual yield?
Investment CalculatorsAuto Calculators
How should I allocate my assets? Should I lease or purchase an auto?
Compare taxable / tax-free investment return Auto purchase: loan versus 0% dealer financing?
What is the value of a bond? What would my auto payments be?
What is the return on my real estate investment? Should I upgrade to a more fuel efficient vehicle?
What is the value of compound interest? Auto loan: Accelerated payoff
What is the value of a call or put option? How much vehicle can I afford?
Taxable vs. tax-advantaged saving comparison.
What is my risk tolerance?
What is the long-term impact of increased return?
Certificate of Deposit (CD) analyzer
What is the dividend yield on a stock?
How do expenses impact mutual fund returns?
Certificate of Deposit (CD) laddering strategy
Business CalculatorsCustom Calculators
Tax savings of a qualified retirement/cafeteria plan Estimate your credit score