How Much Disability Income Do I Need?

Your chances of becoming disabled are far greater than your chances of dying. It may surprise you that one out of three individuals will suffer a disabilty that lasts at least 90 days. One out of ten will be permanently disabled prior to age 65.

* Source: Group Benefits - Basic Concepts and Alternatives, Burton T Beane, Jr. American College, 1993

Monthly Income (if disabled)
Spouse's after-tax income
Investment income
Group/Individual disability income
Other monthly income
Monthly Expenses
Mortgage or rent
Loan repayments
Utilities
Food
Clothing
Transportation
Education/Tuition
Medical/Personal Care
Insurance premiums
Other expenses

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