What Is My Projected Required Minimum Distribution?

Current tax law specifies that once you reach age 70-1/2 you must begin making taxable withdrawals from your IRAs and many other retirement plans. These minimum distributions are calculated annually based on your age, plan balance at the end of the previous year, marital status and spouse's age. If you do not meet the annual minimum distribution, you may be subject to a 50% penalty on your underpayment, plus ordinary income tax as the funds are withdrawn.

Note: The Worker, Retiree, and Employer Recovery Act of 2008 (Act) was signed into law by the President on December 23, 2008. The Act waives 2009 Required Minimum Distributions (RMDs) from Individual Retirement Arrangements (IRAs), 401(k), Profit-Sharing, Money Purchase Pension, 403(b), and certain 457 retirement plans which would normally be due by April 1, 2010.

Dates Of Birth

	Month	Day	Year
You
Beneficiary

Plan Information

Is your spouse the designated beneficiary?

Account balance at end of last year

Anticipated return prior to age 70 1/2: (%)

Anticipated return after age 70 1/2: (%)

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