What Are My Long-Term Care Needs?

There are basically three ways to fund your long-term care needs: self-insure, qualify for Medicaid, or obtain long-term care insurance. Use this calculator to determine your potential long-term care needs and how long your current assets might last.

Age, Savings and Assumptions
Your current age
Age estimated to begin long-term care
Annual cost of long-term care in today's dollars
Annual long-term care inflation: (%)
Number of years estimated to need long term care
Value of funds already set aside by you for long term care
Recommended Savings Assumptions
Before-tax return: (%)
Marginal tax bracket: (%)
Annual increases: (%)

This information may help you analyze your financial planning needs. It is based on information and assumptions provided by you regarding your goals, expectations and financial situation. This service shall not infer that company assumes any fiduciary duties. In addition, such service should not be relied upon as the only source of information. This information is supplied from sources we believe to be reliable but we cannot guarantee its accuracy. Hypothetical illustrations may provide historical or current performance information. Past performance does not guarantee nor indicate future results.